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Rise of Women Buyers in Indian Realty Market

Updated: Feb 5, 2021

The 21st century is the period that has brought a paradigm shift in the buying patterns in Indian real estate. With women defining their own paths in professional and financial growth, they are now active buyers in real estate. More and more women buyers are witnessed to be investing in residential and commercial real estate. As times are changing women are no longer perceived to be taking a back seat and let the men take the privilege of being homeowners. While there are number of reasons to invest in Flats in Mohali, women buyers are mainly focusing on diversifying their investment portfolios. Investing in 3 bhk in Mohali is the preferred option due to its amazing connectivity, safety, and good infrastructure.

An increase in gender parity in modern times like today has led to the rise of women buyers. And the potential of women buyers have been realized and encouraged by the Indian Government by offering the below incentives:


Benefits under PMAY scheme

Pradhan Mantri Awas Yojna supports women buyers by offering a subsidy of up to Rs. 2.67 lacs as the female member being a primary applicant. As per the PMAY guidelines, it is mandatory for a female member to be the co-applicant to avail the subsidy.

Stamp Duty

Women buyers have another benefit of paying lesser stamp duty as compared to men. The percentage varies from state to state. Delhi, UP, Punjab, Haryana, and Rajasthan are amongst the various regions providing discounted stamp duty options to women buyers.

Home Loans at a Lower Rate

Many of the leading banks are offering home loans to women buyers on concessional rates along with lucrative schemes. The ease in getting home loans on lower interest rates has encouraged women to make the home buying decision on their own. Banks like SBI are offering schemes such as Her Ghar home loan Yojna, wherein, the processing fee has been waived off for women taking home loans. The benefits of incentives and schemes vary if the woman is a sole owner or a co-applicant.


Besides the above benefits women buyers are being equally supported as men when it comes to tax deduction, increased home loan eligibility and rent on the property. The change in the mindset of the Indian society has already given a push to women trying to pave their own paths when it comes to owning their dream homes. A lot has changed and a lot is yet to be accepted by the ever-growing Indian real estate which used to be male dominant Industry.


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